Accidents and illnesses may happen while you are abroad and may affect your studies. With Overseas Study Protector, you are assured of peace of mind and support to pursue your education without any distractions.
This policy is for full time, unmarried students studying abroad, aged between 15 years and 45 years.
There are two plans available. You may refer to the Summary of Benefits and Premium overleaf for details and premiums payable.
You may cancel your policy by giving written notice to us. Upon cancellation , you are entitled to a refund of the premium based on the unexpired period of insurance.
This policy does not cover death or injury caused by the following events:
Payment via credit card only.
You can purchase now, your coverage will only commence upon your departure for study from Malaysia.
NO. You must purchase the policy prior to departing from Malaysia.
1. Policy must commencement before departure, NO mid- semester commencement of policy is allowed. 2. This insurance is only eligible for fulltime, unmarried students, age from 15 years old to 45 years old. 3. Insured must be domiciled in Malaysia. 4. NO mid-terms change in plan is allowed.
Unit No. 11-1 & 11-8,
Menara Permata Damansara
( OVAL DAMANSARA ),
No. 685 Jalan Damansara,
60000 Kuala Lumpur.
: 6 03 7733 4413
QBE Insurance (Malaysia) Berhad (QBE) takes data protection seriously.
Any data we collect that identifies an individual is personal data and is governed by the Personal Data Protection Act 2010 (the Act).
The Act defines "personal data" as any information in respect of commercial transactions that relates directly or indirectly to an
individual who is identified or identifiable from that information or from other information in the possession of the organisation.
When we process an application for insurance, personal details are usually collected. Wherever possible, we will ask you to supply the information we need. This may include (but is not limited to):
The personal data you provide to us ("Personal Data") will be collected for the purpose of processing your insurance application/proposal, provision of insurance related products or services or any addition, alteration, variation, cancellation, renewal or reinstatement, thereof, performing statistical/actuarial research or data study, promoting products and services and other related purposes (collectively, the "Purpose").
If a claim is made under a policy, we may request further information from you. However, we will then only collect information needed to manage that claim.
We may also need to disclose or share your Personal Data with any related company of QBE or any other third party such as our agents, contractors, service providers, investigators, assessors, legal representatives, reinsurers and any persons or organisations collecting information for the purpose of preparing data bases or insurance statistics.
We may also disclose your Personal Data where such disclosure is required under the law, by court orders, for compliance with any legal obligation, to protect your interests, for the administration of justice, or pursuant to guidelines issued by regulatory or other relevant authorities. We may disclose your Personal Data other than for the Purpose if we reasonably believe that we have a lawful right to disclose your Personal Data or that we would have had your consent for such disclosure if you had known of the same, and/or if the disclosure is in the public interest.
Please be informed that your Personal Data may be transferred to any of our related companies, reinsurers or any third party which may be located outside Malaysia for the Purpose. In the event that we use external service providers, specific security and confidentiality safeguards have been put in place to ensure your privacy rights remain unaffected.
We will seek your explicit consent prior to collecting and processing any of your sensitive personal data, such as information about your physical or mental health. We may need to share such personal data with healthcare professionals for medical purposes, such as arranging medical treatments or rehabilitation services.
Our aim is to always have accurate and up-to-date information. When you receive policy schedules, renewal notices or other correspondence from us you should contact us if the information shown is not correct. Where reasonably possible, we will correct the information held in our files or on our systems.
Although you are not obliged to provide us with you Personal Data, we will not be able to process your application for insurance cover or process your claim if you fail to provide all requested information.
You may make inquiries, complaints, or requests for access to or correction of your Personal Data or limit the processing of your Personal Data at any time hereafter by submitting such request to us on the contact details provided below:
For all data protection enquiries contact :
I have read and understood the terms of this Personal Data Protection Policy and consent to the processing of my Personal Data as described above. I also agree that consent given hereto covers any repeated collection of my personal data in the same circumstances.
By publishing this policy in this website, we shall deem our customers and/or clients have already been notified.